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What is the average cost of a funeral in Canada?

The unexpected loss of a loved one can mean that the family members who are left behind have to incur a financial burden for the final expenses. The actual cost of the funeral, burial, cremation and related services depends on a variety of factors, but knowing some of the averages might help you to learn if you are prepared to cover these costs of your immediate family member dies suddenly.

How does the cost of cremation compare to the cost of burial?

Cremation is the more common of these two options in Canada. This is likely because the cost of cremation is around a quarter of the cost of a burial. A simple cremation will start around $600, but addons like services can considerably increase that amount to around $4,500. It is interesting to note that the cost of cremation in Toronto is considerably higher than the $600 starting point. In Toronto, a simple cremation can cost $1,400. The cost of burials starts at around $5,000 but can trend up to $15,000 or more.

What happens if I choose a simple cremation?

A simple, direct cremation means that there isn't a viewing period for mourners. Instead, the cremation is performed shortly after the funeral home takes possession of the remains. In some cases, a short family viewing is permitted. Once the cremation is performed, the remains are given to the family in an urn. While this option might seem a bit fast paced, you can opt to have a memorial service at a later date.

Because of the high costs associated with funerals, you might find that you need to seek compensation to help cover the final expenses. This is an option to consider if your loved one was killed in a tragic accident that was caused by another party.

Source: Canadian Funerals Online, "Differences in Cost between Burial and Cremation in Canada," accessed July 20, 2016

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